Mr. Someone started his morning with a bad news text from his bank. Unable to handle any more stress or expenses, he nervously took an hour off work so he could call the bank teller regarding his home mortgage payments. As it turned out, due to the national increase in overall interest rates, his monthly mortgage payments were set to go up this year. He had sold everything he owned back in Nowhere Town just to afford the down payment on a smaller house out in the middle of nowhere. Even though he was working nonstop all week long, he still had to miss a payment almost every month. The expenses just kept piling up—from the kids’ school fees to installment payments for the furniture and the car. On top of that, there was no sign of a promotion at work, especially with the new colleague who had practically taken […]